Gold & Silver Loan Rules Have Changed, and it affects almost everyone!

Whether you're an individual pledging gold, a small jewelry artisan, or a business dealing with gold/silver, these new rules are designed to bring more transparency, fairness, and safety into the entire gold loan system.

Here’s the update in simple words 👇

✨ No more loans to buy gold jewelry, coins, ETFs… all restricted.

✨ Longer repayment time now up to 270 days.

✨ Small artisans & jewelry makers get major relief with extended timelines.

✨ Banks must return your gold within 7 days after repayment (or pay a ₹5,000/day penalty!).

✨ Auctions must be fair & transparent if a borrower defaults.

✨ Loan value will be based strictly on pure gold value, with charges.

RBI is clearly aiming to protect borrowers, regulate lenders, and introduce fairness across the entire gold loan ecosystem.

If you’re a jewelry business, artisan, or someone who frequently uses gold loans, these changes matter to you!

Need help understanding how this affects you or your business?

📩 DM us anytime; we're happy to guide.

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